[ad_1]
Our Most well-liked Residence Guarantee Corporations
This assessment discusses the nuts and bolts of what makes Liberty Residence Guard a superb house guarantee supplier. Whereas LHG is one in every of our prime house guarantee firm picks, it’s not the one possibility available on the market. We additionally advocate a number of different house safety plan corporations for you, which we’ve included within the panel beneath:
Liberty Residence Guard Overview
Liberty Residence Guard is a superb selection for house guarantee protection. This supplier has glorious protection choices, inexpensive charges, a easy claims course of, and an unbeatable repute.
Liberty Residence Guard is all the time out there to its policyholders, providing customer support 24 hours day by day. Moreover, this supplier will expedite service if it’s deemed an emergency, so that you gained’t have to attend the everyday 48 hours for a service technician.
Concerning protection, Liberty Residence Guard protects prospects via the selection of three plans overlaying most main home equipment and techniques. Though LHG doesn’t can help you customise your protection, this firm gives greater than 20 non-obligatory gadgets that may be added to any plan, permitting you to finish your protection to suit your wants and give you some peace of thoughts.
Whereas Liberty Residence Guard follows or surpasses the business commonplace relating to coated gadgets and customer support, the supplier does fall quick relating to permitting prospects to cancel their protection. Whereas many house guarantee corporations enable their prospects to cancel at no cost with a full refund throughout the first 30 days, LHG prices a cancellation payment of $50 and the price of any claims paid.
Our Overview of Liberty Residence Guard
Our specialists analyzed Liberty Residence Guard and evaluated the corporate in six classes to find out an general rating out of 100. Liberty Residence Guard acquired a rating of 93, giving it an general ranking of 4.7 stars. The chart beneath summarizes our outcomes and you’ll study extra about every class within the following sections.
We clarify our assessment methodology and what we search for beneath.
Firm Execs and Cons
The tabs beneath include high-level execs and cons of LHG. Understanding these components whereas searching for a guaranty may help you make the most effective shopping for determination to your house.
What We Favored and Didn’t Like
Now, we’ll focus on what we do and don’t like about Liberty Residence Guard. We’ll dive into must-know components like affordability, repute, and availability that can assist you decide if LHG is best for you.
Liberty Residence Guard gives three distinct plans to cowl both your home equipment, built-in techniques or a mix of each. The corporate’s Equipment Guard and Programs Guard plans cowl your main family home equipment and your main techniques, respectively.
Nonetheless, if you need complete protection, the Whole Residence Guard plan is the proper possibility to guard in opposition to house equipment and system breakdowns. This complete plan covers 15 techniques and home equipment, whereas different corporations supply plans that cowl eight to 13 gadgets.
What units Liberty Residence Guard other than different suppliers is the corporate’s 42 protection add-on choices to guard luxurious gadgets like swimming swimming pools and electronics. Most different suppliers supply lower than 15 gadgets for added protection, making LHG warranties probably the most customizable.
Whereas Liberty Residence Guard’s most cheap plan gives glorious fundamental protection, it doesn’t cowl family techniques. So if you wish to cowl main techniques, resembling your air conditioner, you’ll want to decide on the costliest plan.Â
Whereas Liberty Residence Guard gives extra methods to customise your plan, the most important downside to having so many extra choices is the extra month-to-month price. The extra add-ons you embrace in your plan, the upper your month-to-month premium will likely be.Â
The nationwide common price of house guarantee plans is $50 per thirty days, and Liberty hovers proper round that worth level for each its Equipment Guard and Programs Guard plans. Warranties from Liberty Residence Guard vary from $50 to $60 per thirty days. Which means for lower than $2 per day, you may profit from Liberty’s most complete protection plan.Â
Greater than 25 of Liberty Residence Guard’s extra companies price lower than $15 per thirty days, which makes these add-ons inexpensive for most owners. This makes it straightforward to customise your plan to your distinctive wants.
Liberty Residence Guard gives quite a few add-ons, however some are dearer than add-ons supplied by different house guarantee corporations. For instance, LHG will cowl your swimming pool for an additional $20 per thirty days, whereas you may defend your pool with one other house guarantee firm for lower than $15 per thirty days.
Your service name payment from Liberty Residence Guard could also be as little as $65 relying on the service, however that payment will also be as excessive as $125 per name. Not like another house guarantee corporations, you can’t select your service name payment with Liberty Residence Guard. This implies chances are you’ll not know the way a lot you’ll pay to have a technician despatched to your private home, and this price may very well be dearer than the common.
Some house guarantee corporations haven’t any cancellation payment, however sadly, Liberty Residence Guard will not be one in every of them. If you happen to cancel your plan after 30 days, you will want to pay a $50 payment.
Prospects rave about Liberty Residence Guard’s educated and pleasant representatives that exit of their option to clarify every protection plan intimately. As well as, many purchasers report fast response instances, around-the-clock help, and constructive experiences when submitting claims. There are only a few complaints about Liberty Residence Guard on the Higher Enterprise Bureau (BBB) web site, however the firm’s customer support workforce actively works to deal with all buyer issues as they come up.
Getting a quote from Liberty is simple — you may obtain an on the spot, personalised house guarantee quote on-line that permits you to evaluate totally different plans, charges, and add-on protection. This lets you create a personalized plan that matches your wants and month-to-month price range.
Once you enter your info on Liberty Residence Guard’s web site to obtain your free quote, you’ll obtain calls, textual content messages and emails from firm representatives. Though these people are pleasant and useful, the sheer quantity of contacts you obtain will be overwhelming. On the primary day alone, our reviewers had been contacted 13 instances. Three weeks later, the identical reviewer continued to obtain day by day textual content messages and advertising and marketing emails.
Liberty Residence Guard has among the finest reputations of all house guarantee corporations. It has an A+ ranking with the BBB and 4.7 stars on Google Evaluations, which solidifies its repute as a reliable firm. Moreover, LHG has a 4.6-star ranking on Glassdoor, which signifies that the corporate cares as a lot about its staff because it does its prospects.
Whereas Liberty Residence Guard has glorious scores and an energetic customer support workforce that responds to complaints, it misplaced factors on this class attributable to its few years in enterprise and a 2020 lawsuit wherein a buyer sued over frequency of contact.
Moreover, whereas some corporations have greater than 50 years of expertise within the house guarantee business, Liberty has solely been in enterprise for 5 years.
Liberty Residence Guard is well-known for its straightforward claims course of and responsive customer support workforce. Many on-line buyer critiques report glorious buyer care as soon as they file a declare, and a few even say it’s the best declare course of they’ve skilled. When you submit your declare on-line or over the telephone, it takes lower than 48 hours for it to be authorised.
Just like different house guarantee suppliers, Liberty has a 30-day ready interval earlier than you may submit a declare. After this ready interval is over, you may start making claims.
Though the claims course of is commonly clean, some Liberty prospects report longer wait instances as a result of technicians are required to submit footage earlier than they’ll start work. This implies you’ll typically have to schedule a number of appointments earlier than your private home system or equipment is fastened.
Liberty Residence Guard is headquartered in Brooklyn, New York, and covers all 50 states. Due to its large protection space, Liberty receives full marks on this class.
Liberty Residence Guard excludes protection for any pre-existing points that had been already current in your techniques or home equipment earlier than you signed up, no matter your consciousness of them.
Availability of Liberty Residence Guard By State
Under we offer a map visible displaying the place Liberty Residence Guard gives house guarantee protection. As you may see, the corporate is offered to all householders nationwide.
Liberty Residence Guard Vs. Its Opponents
Earlier than you select a house guarantee supplier, it’s vital to analysis the suppliers out there in your space. Under you may see how Liberty Residence Guard compares to different prime house guarantee corporations.
 |
48 states, excluding WA & CA |
|||||
 |
48 States excluding AK & HI |
|||||
 |
||||||
 |
47 states, excluding NV, WA, and WI |
|||||
 |
||||||
 |
47 states, excluding CA, AK, & HI |
|||||
 |
42 states, excluding AK, HI, MT, NH, ND, OK, SD, and WY |
|||||
 |
34 states, excluding AK, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, RI, VT, and WI |
Video Overview of Liberty Residence Guard
The next video from Liberty Residence Guard will key you in on just a few extra of the corporate’s advantages and choices. Watch it for a firsthand account of how this firm could make your private home restore wants extra inexpensive.
What Are Liberty Residence Guard Plans, Prices, and Protection?
The nationwide common for a month-to-month house guarantee is $50 per thirty days, and Liberty Residence Guard meets that fee with its Equipment Guard plan. Even so, the corporate’s Programs Guard and Whole Residence Guard plans are additionally inexpensive, beginning at $55 per thirty days and $60 per thirty days respectively.
If you happen to add gadgets to your plan, your month-to-month fee will improve. All gadgets coated underneath Liberty’s house guarantee service price between $4 per thirty days and $36 per thirty days, however most gadgets are throughout the $8 to $15 per thirty days vary.
Each time you name Liberty Residence Guard to submit a declare, you’ll pay a service name payment. This payment will vary from $65 to $125, however the precise quantity is dependent upon the service you require.
| Equipment Guard Month-to-month Value | Programs Guard Month-to-month Value | Whole Residence Guard Month-to-month Value |
| Beginning at $50 | Beginning at $55 | Beginning at $60 |
Liberty Residence Guard Equipment Guard Plan: The Equipment Guard plan is ideal for householders who need simply the fundamentals coated. If you happen to don’t have central air con or have older home equipment, you need to make investments on this plan. It covers eight main family home equipment — together with your dryer, washer, fridge, microwave, dishwasher, cooktop, storage door opener and exhaust fan.
Liberty Residence Guard System Guard Plan:Â If you happen to simply purchased new home equipment and solely need to cowl your main house techniques, then the System Guard plan is for you. It covers your HVAC techniques, ductwork, electrical techniques, plumbing techniques and water heater.
Liberty Residence Guard Whole Residence Guard Plan:Â The Whole Residence Guard plan is good for householders who need full peace of thoughts. It consists of all the pieces within the Equipment Guard and System Guard Plans, overlaying a complete of 15 house techniques and home equipment.
The desk beneath exhibits a side-by-side comparability of what’s coated underneath every Liberty Residence Guard guarantee plan.
| Â | Equipment Plan | Programs Plan | Whole Residence Guard Plan |
| Garments Dryer |  ✓ |  X |  ✓ |
| Garments Washer |  ✓ | X | ✓ |
| Kitchen Fridge | ✓ | X | ✓ |
| Constructed-in Microwave Oven | ✓ | X | ✓ |
| Dishwasher | ✓ | X | ✓ |
| Ranges/Ovens/Cooktops | ✓ | X | ✓ |
| Ceiling and Exhaust Followers | ✓ | X | ✓ |
| Storage Door Openers | ✓ | X | ✓ |
| Air Conditioning |  X | ✓ | ✓ |
| Heating | X | ✓ | ✓ |
| Ductwork | X | ✓ | ✓ |
| Plumbing | X | ✓ | ✓ |
| Electrical | X | ✓ | ✓ |
| Water Heater | X | ✓ | ✓ |
Restricted Time:
$200 Off + 2 Months Free
What Elective Add-ons Does Liberty Residence Guard Provide?
Liberty Residence Guard gives probably the most customizable house guarantee plans due to its many out there add-ons. Together with the fundamental house system and equipment protection, you may select so as to add as much as 42 extra gadgets to your private home guarantee, together with:Â
- Pool
- Spa
- Further Spa
- Properly Pump
- Sump Pump
- Central Vacuum
- Septic System Pumping
- Stand Alone Freezer
- Restricted Roof Leak
- Lighting Fixtures
- Re-Key
- Water Softener
- Garden Sprinkler System
- Electronics Safety
- Swamp Cooler
- Ejector Pump
- Second Fridge
- Trash Compactor
- Ice Maker (Fridge)
- Freestanding Ice Maker
- Wine Cooler
- Salt Water Pool
- Generator
- Plumbing Fixture
- Grinder Pump
- Water Dispenser Water Line
- On the spot Sizzling Water Dispenser
- Reverse Osmosis Water Filter System
- Casita Visitor Unit
- TV Mounting
Together with extra gadgets in your house, you can even pay a month-to-month payment for house companies:
- Window Washing and Cleansing
- Gutter Cleansing
- Pest Management
- Carpet Cleansing
- Energy Washing (Exterior Flooring)
Lastly, your fundamental Liberty Residence Guard guarantee doesn’t cowl luxurious home equipment. When you’ve got this stuff in your house, you may improve your protection to incorporate the next:
- Professional Sequence Fridge
- Professional Sequence Vary/Oven/Cooktop
- Professional Sequence Dishwasher
- Professional Sequence Microwave
- Professional Sequence Washing Machine
- Professional Sequence Garments Dryer
- Professional Sequence Stand-Alone Freezer
Does Liberty Residence Guard Have Any Exclusions?Â
Just like different house guarantee suppliers, Liberty Residence Guard does have limitations and exclusions to its house guarantee protection. Remember that Liberty solely covers injury attributable to regular put on and tear, so if you wish to get probably the most out of your private home guarantee, be sure that to maintain all upkeep information.Â
Liberty Residence Guard doesn’t cowl routine upkeep of coated gadgets. Moreover, Liberty Residence Guard doesn’t cowl commercial-grade gear or the disposal price of an equipment, system, or part.Â
Your Liberty Residence Guard house guarantee won’t cowl the next:
- Routine upkeep
- Injury attributable to lack of upkeep or human error
- Improper set up or earlier repairs
- Corrosion or rust
- Industrial grade gear
- Luxurious home equipment
- Sensible know-how and gadgets
- Restore of beauty defects
Restricted Time:
$200 Off + 2 Months Free
Does Liberty Residence Guard Have Any Protection Limits?
For all gadgets included within the Equipment Guard, Programs Guard and Whole Residence Guard plans, protection is proscribed to $2,000 per merchandise. For all extra coated gadgets, the restrict is $500 per merchandise. This quantity applies per coverage interval, which means it resets after one year from the date of buy.
How Lengthy is Liberty Residence Guard’s Protection Size?
Protection begins 30 days after the settlement interval begins, which is often 30 days after Liberty Residence Guard receives and accepts your utility and fee. Protection will proceed for the size of the contract. If Liberty Residence Guard chooses to, they’ll elect to resume your contract 60 days previous to expiration. Except you decline the supply to resume, you’ll be charged the price of the renewed plan.
Tips on how to File a Declare With Liberty Residence Guard
Liberty Residence Guard prospects can report a declare across the clock, any time throughout the week. This 24/7 protection gives peace of thoughts realizing if one thing goes flawed in your house, you simply must file a declare on-line or name customer support as quickly as you discover the malfunction.
Liberty Residence Guard additionally gives a 60-day workmanship assure. So if a technician has repaired one in every of your private home techniques and the system fails once more inside 60 days, Liberty will ship a technician to restore it at no extra cost.
Restricted Time:
$200 Off + 2 Months Free
FAQs About Liberty Residence Guard
Is Liberty Residence Guard legit?
Liberty Residence Guard is a legit house guarantee enterprise with nice buyer critiques on-line. This firm is among the many most extremely rated of all house guarantee corporations, so we take into account it an amazing possibility to your house guarantee wants.
Does Liberty Residence Guard cowl pre-existing circumstances?
Liberty Residence Guard doesn’t cowl any identified or unknown pre-existing circumstances. In keeping with an internet pattern contract, Liberty will solely cowl the associated fee to restore or substitute techniques and home equipment which might be put in and in good working situation when your service contract begins.
Does Liberty Residence Guard cowl roof leaks?
Liberty Residence Guard gives roof leak safety for an extra $11.99 per thirty days. This may get you $500 of protection per time period, however the protection doesn’t embrace partial or full roof alternative. It solely applies to the roof leak patching that presides over residing house in a single-family residence.
Does Liberty Residence Guard require a house inspection?
Liberty Residence Guard doesn’t require a house inspection so that you can take out a house guarantee coverage, and the corporate will cowl your private home techniques and home equipment no matter age. However these techniques and home equipment have to be in working order while you signal your guarantee contract to obtain protection.
How do you cancel a Liberty Residence Guard coverage?
You’ll be able to cancel your Liberty Residence Guard guarantee by calling the customer support line. If you happen to cancel your coverage throughout the first 30 days, you’re going to get a full refund. However when you cancel after 30 days, you’ll have to pay a $50 cancellation payment.
How We Evaluated Liberty Residence Guard In opposition to Our Overview Standards
To assist shoppers such as you select the most effective house guarantee corporations to your house, we dive deep into each top-rated house guarantee firm and fee them based mostly on six components. As soon as we analysis an organization and have gathered all our knowledge, we use the next scoring system to grade every house guarantee firm on a 100-point scale. We then convert the rating to a 5-star ranking.
- Plans + Protection Choices (24 Attainable Factors):Â Since each buyer has totally different wants and a special price range, we award extra factors to suppliers that provide extra plans and better flexibility. Liberty Residence Guard does exceptionally effectively on this class as a result of it gives three totally different plans and dozens of add-ons that enable for plan customization.
- Affordability (22.5 Attainable Factors): Value is a vital issue as a result of many householders select house warranties to keep away from excessive funds for house equipment repairs. We consider every firm based mostly on its plans and extra companies, service name charges and cancellation phrases. Liberty’s Residence Guard’s plans are every inexpensive at lower than $2 per day, and the add-on protection permits for patrons to customise their plan to swimsuit their wants and price range.
- Buyer Expertise (18.5 Attainable Factors):Â Your expertise as a buyer is vital, together with the help you obtain when contacting a house guarantee supplier. We gauge general help by taking a look at buyer critiques, conducting home-owner surveys and going via the quotes course of. Liberty Residence Guard has nice on-line buyer critiques and a straightforward claims course of, which suggests it scores excessive on this class.
- Firm Status (17.5 Attainable Factors): An organization’s repute is a mix of critiques from prospects and respected organizations just like the BBB. We additionally keep in mind the years of expertise an organization has, how glad its staff are and any previous or pending lawsuits. Liberty has a superb A+ ranking with the BBB and 4.7 stars on Google Evaluations, so it does effectively on this class.
- Claims Course of (12.5 Attainable Factors): On this class, we take a look at the general claims course of, together with how straightforward it’s to file a declare and an organization’s response time. Liberty Residence Guard’s claims course of is straightforward and prospects can contact a customer support consultant 24/7.
- Availability (5 Attainable Factors):Â Availability refers to what number of states and places an organization serves. Liberty Residence Guard does effectively on this class as a result of it gives house warranties in all 50 states.
We monitor firm knowledge on an ongoing foundation to maintain rankings and data updated.
Change Log For This LHG Overview
June 21
Up to date structure and construction to incorporate in-depth execs and cons and a map function.
June 16
Up to date firm assessment rating and buyer assessment info.
June 10
Added a brand new video part and a state availability map.
[ad_2]
